Annuities

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Annuities For Retirement

An annuity is a contract with an insurance company, that can be used to provide you with guaranteed* lifetime income in retirement. There are different types of annuities that offer different features. What option is right for you? This depends on your own personal goals and priorities. Our goal is to help provide you with enough information to make the right decisions.

Are annuities for retirement the right option for you?
Reach out to us, and we may be able to help you find out.
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Annuities For Retirement

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Fixed Indexed

Consider a fixed indexed annuity, or FIA. An FIA tracks the performance of an index, which is how it earns interest. However, an FIA is not an investment. Unlike investing money in the market, purchasing an FIA comes with a guarantee* of safety. However, in the long term, it can still earn you a reasonable rate of return** with indexed interest.

Variable

In contrast, a variable annuity invests money directly in the stock market, which comes with high returns, but also risk. And a fixed annuity offers a fixed interest rate, but potentially disappointing returns. An FIA is the “best of both worlds” in that it is guaranteed* protected even in the event of a market drop, and earns a reasonable rate of return.**

FIAs Vs. Traditional Retirement Accounts

Fixed indexed annuities for retirement offer a greater level of flexibility compared to traditional retirement accounts such as IRAs or 401(k)s. Additionally, FIAs come with fewer restrictions. For example:

  • Protection in the case of a stock market drop
  • There are no contribution limits for FIAs
  • Your money compounds tax-deferred, allowing you to keep all the money you earn
  • You can potentially "roll over" the money in your 401(k) or IRA into an FIA instead

Learn More

Is an annuity for retirement a viable option for you? Get in contact with us to find out. Reserve a spot at an educational seminar event, where we can talk to you more about these products and how they could help you. Or, if you want to discuss things with us one-on-one, you could schedule a meeting with us where we’ll discuss your individual situation and offer guidance based on your personal situation and needs.

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Contact Info
What We Do
Our Company
  • 3450 Triumph Blvd Suite 102
    Lehi, UT 84043
  • 2825 E. Cottonwood Pkwy. Suite 500
    Cottonwood Heights, UT 84121
  • 701 S. Main St. Suite 100
    Logan, UT 84321

*Backed by the claims paying ability of the carrier.
**Our products offer a reasonable rate of return, over time.

IMPORTANT CONSUMER INFORMATION
This site is for informational purposes only and is not intended to be a solicitation for or offering of any product or investment. The offer for sale of an insurance product may only be conducted in a state where the agent is licensed and the product is approved for sale. The providing of investment advice relating to securities may only be done by a properly licensed individual operating through a licensed affiliate entity, unless otherwise exempt. Comments about past performance are not to be construed as a guarantee or assurance of future performance. This website may contain concepts that have legal, accounting and tax implications. We do not provide specific legal or tax advice, nor promote, market or recommend any tax plan or arrangement. Consult a tax/legal professional for guidance with your individual situation. No representations are made as to the accuracy or completeness of the information contained herein or any information contained in any link provided herein, nor does a consumer visiting the website create an agent-client relationship. By contacting Breck Jacobs, License #533051/Future Focus Financial, License #101193, you may be offered information regarding the purchase of insurance products, including fixed index annuities and life.

Investment advisory services offered through Jacobs Financial Group, a Registered Investment Advisor in the state of Utah. Insurance products and services are offered through Future Focus Financial, License #101193, and Breck Jacobs, License #533051. Jacobs Financial Group and Future Focus Financial are independent of each other.

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