Our 3 Guiding Principles
Safety • Reasonable rate of return** • simplicity
To prepare for a successful retirement following your career...
You need a sound retirement income strategy
Our team can help guide you toward the strategy that’s right for you. It’s our belief that you should choose options that can protect your money, provide a reasonable rate of return,** and are easy to understand. Interested in learning more? Reach out to us today. You could schedule a meeting with us to discuss your situation, or attend one of our dinner seminar events, where we’ll provide education on these topics and a complimentary gourmet dinner.
Safety is Key
You may have been more comfortable with risk when you were still working. However, as retirement draws closer, or even arrives, things may change. The stock market has its “ups and downs.” This is fine when you’re still working and have time to wait for an “up.” But, as you get older, you will no longer have time on your side. Soon, that money will be all you have as a source of income. If you suffer a loss during your retirement, you might not be able to recover from it. This is why it’s so important to have safety built into your strategy.
Safety comes first, and then potential growth.
A fixed indexed annuity (FIA) can generate guaranteed* income for life, protecting both your principal and any interest you earn on it. For this reason, you may want to consider an FIA as part of your retirement income strategy.
Reasonable Rate of Return**
Do you have to choose between keeping your money safe and earning a reasonable rate of return** on it? Thankfully, no. You can have both of these benefits. A reasonable rate of return** is achievable with the right retirement income strategy, and obtaining it should be your next priority after safety. It’s vital that you continue earning interest at a reasonable rate** on your retirement nest egg. You don’t want to end up running out of money and having to go back to work years into retirement due to the rising cost of living. Certain annuities or life insurance products could allow you to protect your principal and still earn yourself a reasonable rate of return.**
Simplicity
It can seem complicated to put your retirement income strategy together. However, it doesn’t have to be. In fact, we believe some of the best retirement strategies are simple ones. Your strategy should be able to not only protect your principal and earn a reasonable rate of return,** it should also be easy for you to understand. And, you might be able to get all of these benefits with just one simple product!
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You shouldn’t have to spend your retirement stressing over the success of your investments and carefully watching your assets. Instead, you deserve a strategy that provides you with confidence and a feeling of safety during retirement. A product such as a fixed-indexed annuity may be able to do this for you.